Welcome to Mahala Loyalty Programme’s privacy policy. Mahala Loyalty Programme are Mahala Loyalty Programme (Pty) Ltd (Registration number 2001/030145/07). Mahala Loyalty Programme and all of its direct or indirect subsidiaries and affiliates respect your privacy and take the protection of personal information very seriously.
Mahala Loyalty Programme will not sell, rent, or trade your personal information to any third party at any time.
1. CUSTOMER PRIVACY NOTICE
This Notice explains the way that Mahala Loyalty Programme collect, store, use, and protect information that can be associated with you or another specific natural or juristic person and can be used to identify you or that person (personal information) as is required by the Protection of Personal Information Act (“POPI”).
At Mahala Loyalty Programme Mahala Loyalty Programme are committed to protecting your privacy and to ensure that your personal information is collected and used properly, lawfully and transparently.
2. INFORMATION MAHALA LOYALTY PROGRAMME COLLECT
2.1 Mahala Loyalty Programme collect and process your personal information mainly to provide you with access to our services and products, to help us improve our offerings to you and for certain other purposes explained below.
2.2 The type of information Mahala Loyalty Programme collect will depend on the purpose for which it is collected and used. Mahala Loyalty Programme will only collect information that Mahala Loyalty Programme need for that purpose.
2.3 Mahala Loyalty Programme collect information from you where you provide us with your personal details, for example:
2.3.1 a visitor to our Mahala Loyalty Programme website (Mahala Loyalty Programme website usage information is collected using “cookies” which allows us to collect standard internet visitor usage information).
2.3.2 submitted online applications | online contact Requests forms on our online platforms (App or www.mahala.mobi), E-mail (info@mahalas.co.za) or on-line (www.mahala.co.za)
2.3.3 a customer who has requested the services that Mahala Loyalty Programme provide through the following channels: Phone 0860 MAHALA (62 42 52) or 084 196 FREE (37 33) | Email: info@mahala.co.za | WhatsApp: 064 900 5976)
2.3.4 radio listener and participate in radio promotions
2.3.5 a Mahala member
2.3.6 On registration: Once you register on our Mahala Loyalty Programme website or through our application, you will no longer be anonymous to us. You will provide us with certain member or personal information and certain contact information when you register on our Mahala Loyalty Programme website or through our application forms and or through our Call Centre.
2.4 The member or personal information Mahala Loyalty Programme collect may include:
• your title;
• your initials;
• your first name;
• your middle name;
• your surname or last name;
• your date of birth;
• your gender;
• your marital status;
• your identifier or identity type;
• your identity or passport number;
• your number of dependants.
• your banking details
• your preferred contact method;
• your convenient contact time;
• your email address;
• your telephone number;
• your mobile number;
• your fax number;
• your postal address; and
• your postal code.
2.5 Mahala Loyalty Programme will use this member or personal information and contact information to fulfil your Membership | Policy Schedule, provide additional services and information to you as requested by you in the following ways:
2.5.1 On request from you: When you request any services from us, you will be asked to provide us with additional information on a voluntary basis (services information).
Mahala Loyalty Programme collect certain information when you request any services from us, necessary to provide the services to you.
2.5.2 From browser: Mahala Loyalty Programme automatically receive and record Internet usage information on our server logs from your browser, such as your Internet Protocol address (IP address), browsing habits, click patterns, preferences, search engine keywords, JavaScript enablement, the content and pages that you access on the Mahala Loyalty Programme website or through the application, and the dates and times that you visit the Mahala Loyalty Programme’s Mahala Loyalty Programme website or application, paths taken, and time spent on sites and pages within the Mahala Loyalty Programme website (usage information).
2.5.3 Optional details: Mahala Loyalty Programme collect certain optional information, that you provide when you upload or download content from our Mahala Loyalty Programme website or application or when you enter competitions, take advantage of promotions, respond to surveys or register and subscribe for certain additional services on our Online platforms.
2.5.4 Recording of calls: As a registered FSP Mahala Loyalty Programme monitor and record any telephone calls that you make to us and is available to you upon request.
3. HOW MAHALA LOYALTY PROGRAMME USE YOUR INFORMATION
3.1 Mahala Loyalty Programme will use your personal information only for the purposes for which it was collected or agreed with you, for example:
3.1.1 To provide our products or services to you, to carry out the transaction you requested and to maintain our relationship with you;
3.1.2 For underwriting purposes;
3.1.3 To assess and process claims;
3.1.4 To confirm and verify your identity or to verify that you are an authorised user for security purposes;
3.1.5 For purposes of claim checks (e.g. Claims Register);
3.1.6 For the detection and prevention of fraud, crime, money laundering or other malpractice;
3.1.7 To conduct market or customer satisfaction research or for statistical analysis;
3.1.8 For audit and record keeping purposes;
3.1.9 In connection with legal proceedings.
3.2 Mahala Loyalty Programme will disclose information when lawfully required to do so
3.2.1 to comply with any relevant legislation,
3.2.2 or any legal process; and
3.2.3 by any regulatory authority (like the Financial Services Board) and
3.2.4 the Regulators it may appoint for the various financial and private sectors.
4. ONGOING PRODUCTS, FINANCIAL SERVICES AND LOYALTY SOLUTIONS
4.1 Given our aim to provide you with ongoing products, financial services and loyalty solutions, Mahala Loyalty Programme would like to use your information to keep you informed about other financial products, services and other offers which may be of particular interest to you.
4.2 You may also give and withdraw consent and tell us what your communication preferences are through the following channels: Phone 0860 MAHALA (62 42 52) or 084 196 FREE (37 33) | Email: info@mahalas.co.za | WhatsApp: 064 900 5976
4.3 Mahala Loyalty Programme will use your contact details only for the purposes for which you gave written and or Opt-In consent, for example:
4.3.1 SMS and Email Campaigns: Mahala Loyalty Programme may send SMS’s and Emails to you about applications, new and current services, points balances, promotional deals, current and new products as well as product updates. Mahala Loyalty Programme will not send you any other promotional messages unless you have chosen to opt-into them.
5. DISCLOSURE OF INFORMATION
5.1 Because of our relationship with intermediaries/advisors/retailers/underwriters, Mahala Loyalty Programme will be sharing information with them about you. Mahala Loyalty Programme may also share information within the Mahala Loyalty Programme group who are involved in the delivery of products or services to you. Mahala Loyalty Programme have agreements in place to ensure that they comply with these privacy terms.
5.2 Mahala Loyalty Programme may share your personal information with, and obtain information about you from:
5.2.1 Third parties for the purposes listed above, for example credit reference and fraud prevention agencies, law enforcement agencies;
5.2.2 Other insurers to prevent fraudulent claims;
5.3 Mahala Loyalty Programme may also disclose your information:
5.3.1 Where Mahala Loyalty Programme have a duty or a right to disclose in terms of law or industry codes;
5.3.2 Where Mahala Loyalty Programme believe it is necessary to protect our rights.
6. INFORMATION SECURITY
6.1 Mahala Loyalty Programme are legally obliged to provide adequate protection for the personal information Mahala Loyalty Programme hold about our members and to stop unauthorised access and use of personal information. Mahala Loyalty Programme intends to protect the quality and integrity of your personal information. Mahala Loyalty Programme has implemented appropriate technical and organizational information security measures (including, but not limited to, using encryption and secured logins) to help keep your information secure, accurate, current, and complete.
6.2 Our security policies and procedures cover:
6.2.1 Computer, network and system security;
6.2.2 Access to personal information;
6.2.3 Secure communications;
6.2.4 Security in contracting out activities or functions;
6.2.5 Retention and disposal of information;
6.2.6 Acceptable usage of personal information;
6.2.7 Governance and regulatory issues;
6.2.8 Monitoring access and usage of private information;
6.2.9 Investigating and reacting to security incidents.
6.3 Mahala Loyalty Programme may share aggregated information (for example, demographic data) with its shareholders and business partners, but it will not disclose your personal information to third parties without your consent or as provided in this privacy statement.
6.4 Mahala Loyalty Programme may need to disclose personal information to our employees that require the personal information to do their jobs. These include our responsible management department, human resources department, accounting department, audit, compliance department, information technology, and or our Call Centre agents and employees.
7. YOUR RIGHTS: ACCESS TO INFORMATION
You have the right to request a copy of the personal information Mahala Loyalty Programme hold about you. To do this, contact us at the numbers/addresses listed below and specify what information you would like. Mahala Loyalty Programme will take all reasonable steps to confirm your identity before providing details of your personal information.
8. CORRECTION OF YOUR INFORMATION
8.1 You have the right to ask us to update, correct or delete your personal information. You may do this by contacting us at the numbers/addresses provided below.
8.2 Mahala Loyalty Programme will take all reasonable steps to confirm your identity before making changes to personal information Mahala Loyalty Programme may hold about you.
8.3 Mahala Loyalty Programme would appreciate it if you would keep your personal information accurate and safe and not to share any of your login details with anyone.
8.4 Mahala Loyalty Programme will make commercially reasonable efforts to respond to your requests to correct inaccuracies in your personal information in a timely manner.
8.5 You can update your information by
8.5.1 logging onto mahala.mobi or the Mahala App
8.5.2 send us an email or to contact us containing the inaccuracies to info@mahalas.co.za / 0860 62 42 52 with details of the correction requested.
9. HOW TO WITHDRAW YOUR CONSENT:
9.1 You can withdraw your consent the following ways:
9.1.1 Contact Mahala on 0860 624252, all calls are recorded for your and our protection.
9.1.2 Send an e-mail to info@mahalas.co.za with your Name, Surname, ID number or loyalty number.
9.1.3 Click on the “Unsubscribe” link shown at the bottom of each e-mail communication from Mahala.
10. PERSONALISED URL LINK:
On occasion, a personalised URL (link) is displayed on Mahala Loyalty Programme’s Mahala Loyalty Programme site that directs a visitor to a personalised Mahala Loyalty Programme page. The personal URL is readily identifiable and may result in the disclosure of personal information. By clicking on that link and accessing a personal Mahala Loyalty Programme page you agree to allow Mahala Loyalty Programme to collect information about your session visits. Mahala Loyalty Programme will use this information to help us provide you with information that matches your interests. If you do not wish your personal information to be used in this way, please notify us at info@mahalas.co.za.
11. CHILDREN:
While few, if any, of Mahala Loyalty Programme’s Mahala Loyalty Programme websites are directed towards children, Mahala Loyalty Programme is committed to comply with all applicable laws aimed at the protection of children and in particular the protection of their personal information.
12. CHANGES TO THIS NOTICE:
Please note that Mahala Loyalty Programme may amend this Notice from time to time. Please check our Mahala Loyalty Programme website (www.mahala.co.za) periodically to inform yourself of any changes.
13. HOW TO CONTACT US:
If you have questions about this Notice or believe Mahala Loyalty Programme have not adhered to it, or need further information about our privacy practices or wish to give or withdraw consent, exercise preferences or access or correct your personal information, please contact us at the following numbers/addresses:
13.1 Customer Call Centre: 0860 MAHALA (62 42 52) / 084 196 FREE (37 33)
13.2 Email: info@mahala.co.za | complaints@mahala.co.za
13.3 WhatsApp: 064 900 5976
14. UNENFORCEABLE PROVISIONS:
If any provision of this disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this disclaimer.
Please see full terms and conditions applicable when using the Mahala Loyalty Programme mobile platform and/or benefits set-out on www.mahala.mobi and www.mahala.co.za under “Terms & Conditions” at the bottom of the page.